Finanças Embutidas na Economia de Plataformas: Estrutura, Modelos e Oportunidades

A shift is underway in how financial services are distributed, with delivery increasingly taking place within digital platforms alongside traditional banking channels. As digital ecosystems reshape commerce – from ride-hailing to B2B marketplaces and software-as-a-service – companies hosting economic activity are no longer content to simply pass payments along to financial providers. Instead, they are […]

Empréstimos incorporados e o que isso significa para as plataformas de comércio eletrônico

The financial landscape around retail is changing rapidly. Services that were once traditionally owned by banks – managing credit, enabling purchases and underwriting financial decisions – are now increasingly embedded in the places where people already shop online. E-commerce platforms are increasingly taking a lead in these financial roles, shifting lending services from brick-and-mortar bank […]

Como as finanças incorporadas transformam as plataformas em motores de crescimento

Who says banking services should be left to the banks? Loans and payment services are no longer delivered by banks alone. Today, non-financial businesses like e-commerce platforms and B2B marketplaces offer financial services that are faster, smarter and more relevant than what traditional providers can deliver. That’s Embedded Finance (EmFi) in action: the integration of […]